Investor relations

Qred is the Nordic market leader within digital small business loans.

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MSEK LENT TO SMALL BUSINESSES
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JOBS CREATED / DAY
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REVENUE GROWTH 2015-2018

A word from the CEO

 Emil Sunvisson, CEO

All companies may need some extra cash from time to time. We want it to be easy, fast and safe to get a business loan. That’s why we started Qred.

From the start, Qred received a fantastic reception from tens of thousands of small businesses. It feels almost unreal that it is actually possible to challenge the old established banks without being particularly large or strong. My conclusion is that heart and ambition mean more than muscle and tradition.

We are today one of the fastest growing fin-tech companies in the Nordic region, and we have already lent over SEK 2 billion to the smallest companies. It is money that comes in handy – many of our customers stand without traditional bank financing, even though they are run by competent and skilled contractors.

The banks are stuck in a costly costume and small business owners are seen as inconveniences, and not as partners. According to a recent survey, only every 10th company with up to 20 employees has loans from the bank. At the same time, over 80% of all new jobs in Sweden are created today by small companies.

Qred offers loans to small companies in the Nordic region and in the Netherlands. The loans are relatively small (up to around SEK 1 million), and have relatively short maturities (the loans are normally repaid with up to 12 monthly instalments). By limiting the loan amounts and the credit period, we keep the risk down.

Thanks to our unique scoring model and our large and diversified customer base, we have relatively small and very predictable loan losses, which in turn leads to good profitability.

Welcome to Qred!

PRESS

More about Qred in media, news and images in our press room

BOARD

Mattias Carlsson
Chairman of the Board since 2017. Born 1972.
M.Sc. in Engineering Physics (Uppsala University).
CEO at TF Bank.

Andrea Gisle Joosen
Board member since 2019. Born 1964.
Ba & MSc Business Administration & Marketing (Copenhagen Business School).
Chairman of Acast and board member of ICA Gruppen, BillerudKorsnäs and Dixons Carphone.

Jason Francis
Board member since 2015. Born 1977.
MBA (Stockholm School of Economics). MA Econ (Duke University).
Former Nordic Strategic Manager at Trygg Hansa and Management Consultant at Oliver Wyman.

Thomas Jansson
Board member since 2015. Born 1982.
M.Sc. Accounting (Åbo Akademi University).
Former COO and Business Development Manager at Tact Group.

Emil Sunvisson
Board member since 2015. Born 1971.
MBA (Stockholm School of Economics), M.Sc. Mechanical Engineering (KTH).
Former CEO of Cherry.

 

Jason Francis, Thomas Jansson and Emil Sunvisson are active in the company as senior executives.

SENIOR EXECUTIVES

Emil Sunvisson, CEO
MBA (Stockholm School of Economics), M.Sc. Engineering (Royal Institute of Technology in Stockholm).
Former CEO of Cherry.

Jason Francis, Head of Customer Success
MBA (Stockholm School of Economics). MA Econ (Duke University).
Former Nordic Strategic Manager at Trygg Hansa and Management Consultant at Oliver Wyman.

Thomas Jansson, Chief Growth Officer
M.Sc. Accounting (Åbo Akademi University).
Former COO and Business Development Manager at Tact Group.

Jenny Arvidsson, Head of Legal & Compliance
Juris Doctor (Santa Clara University School of Law).
Former Associate at Bird & Bird and Attorney at Pillsbury Winthrop Shaw Pittman LLP.

Björn Bondén, Head of Credits
M.Sc. Industrial Engineering and Management (Helsinki University of Technology).
Former Pricing & Capital Planning at SBAB, Team Lead Risk at Skandiabanken and Management Consultant at Oliver Wyman.

Mia Rosén, CFO
Master’s degree in Economics (University of Borås).
Former CFO at Widespace and Head of Group Accounting at Hoist Finance.

Andres Sehr, CMO
Bachelor Comm Finance and Marketing (University of Toronto).
Former CMO at Hedvig, Director of Marketing at Truecaller and Marketing Director on Spotify.

Oliver Dolan, CTO
M.Sc Decision Support & Risk Analysis (Stockholm University) and B.Sc. Computer Engineering (Buckinghamshire New University).
Former Engineering Manager at Worldfavor.

Marianne Winblad von Walter, Head of HR
Bachelor Human Resources Management (Uppsala University)
Former HR manager at, among others. Nasdaq OMX, Teracom, Proffice, The Red Cross and Dahl.