Small business loans made simple

  • No start fee
  • No hidden fees
  • No lock-in period

1. Apply in 1 minute

Fast and easy to apply. It's free and non-binding.

2. Offer within an hour

After applying, we will get in touch within an hour and you'll have an offer via e-mail and SMS. Use bankID to accept our offer.

3. Same day payout

When you've accepted our offer, we will pay out your funds the same day.

My business loan

Desired amount

100000

Loan period

Monthly fee

€166

Monthly amortisation

€833

Total to pay

€11,992*

*This is an example monthly fee. Pricing is determined by the Qred Score Algorithm. You are only required to pay for the months you actually keep the loan.

Said about Qred

Questions?

We love small businesses - get in touch and let us know how we can help you and your company.

09-424 503 99 8.00 - 18.00 (ma - pe)

You can count on us

Bisnode

Bisnode provides us with Business financial information to support the credit evaluation process.

Visma Sign

Using Visma sign you can sign your loan agreements in real-time.

GeoTrust

Geotrust SSL-certificate assures that your data is securely processed.

Yrittäjät

Qred is a member of the Finnish Enterprises Federation supporting Entrepreneurship in Finland.

What does it take to qualify?
All limited liability business, partnerships, sole proprietorships / traders, and more can apply and be approved a loan. It can be a proud, old business, or a brand new startup, large or small. We work with businesses in virtually every industry, from north to south - even businesses with a checkered credit history can qualify. We evaulate each business individually - the key for us is that there is a solid business idea and qualified business owners behind the company.
What does it cost?
Each month you'll paid a fixed service charge. There are no other fees. No startup or origination fee, no interest, no invoice charge, and no other strange, mysterious costs. And of course you only pay for the months you have the loan - no lock-in period! The monthly fee is individually set and varies based on your company's qred-score. Applying is easy and free, and you can get an indication of what you could borrow within minutes.
How long does it take?
1 minute is all it takes to apply, and it's free and non-binding. Within an hour or less you can expect an answer via e-mail and SMS; you accept our offer via BankID, after which your loan is paid out to your account the same day.
Apply
now