Apply for a business loan

Apply in 1 minute. Payment same day.

“All companies may need extra cash from time to time.
Our goal is to make small business financing simple and secure.
That is why we started qred business loans.”

 -Emil Sunvisson, CEO

Fixed monthly fee – No fees for interest, origination, or pre-payment – Pay only for each month while using the loan

Get started in 3 simple steps

It’s easy to apply. It only takes a minute.

1. Apply for your business loan

Applying is fast, free and there is no obligation. Applications processed within an hour.

2. Get offer by email & SMS

After you have reviewed your offer, use your BankID to confirm in a matter of seconds.

3. Money in the bank

Same day payment — when you need it most.

Loan amount: 50 000 kr

Monthly fee: 0 kr

Amort.5 000 kr30 000 kr
Fee900 kr5 400 kr
Total5 900 kr35 400 kr

Loan term: 6 months. No interest applies. There is no fee for origination, for pre-payment, or for electronic invoices. You are charged a fixed fee for each initiated month since taking the loan, but you may pay back the remainder of the loan at any time, and save money.  The above example is an estimate; the actual fee is based on an individual scoring of your company. 

Get in touch!

Contact information

Apply in 60 seconds. Personal service, free offer, no obligation.

Small business loans and business credits

Qred small business loans offer loans and credits to Swedish small and medium-sized enterprises. It is easy to apply for our business loans and we do not require collateral in physical property or other security such as inventory or receivables. Typically our customers borrow to finance new investments, or for working capital in their daily business operations.

We approve loans to Swedish limited liability companies (aktiebolag), trading companies (handelsbolag) and sole proprietorships (enskild firma). We can also approve start-up financing to new companies.

Business loan interest and cost

Our online credits for Swedish companies are very popular as we do not charge interest, activation fees, or early repayment fees, nor do we require lengthy commitment periods. Instead, you only pay for the time you use the loan.

Repayment of the loans occurs via 6 equal installments. The loans carry no interest. For each month started you pay a fixed, monthly fee. You can pre-pay the remaining principal at any time, thereby saving the remaining scheduled monthly fees.

Business line of credit

Lines of credit are very useful for small companies that have an unpredictable cash flow. With a pre-approved line of credit, your company is better positioned to handle temporary liquidity issues. While our offering is not technically a line of credit, qred’s business loans fit the bill for a large number of our professional customers: the process is fast and straight-forward, and you can pay back the loan whenever it suits your needs, and thus save money.